Julie Morgenstern Brings Us That Nagging Chore: The Home Inventory

Organizing expert Julie Morgenstern on how breaking it down can help you make a full recovery 

Click here to read the whole story on the BEYOND TODAY blog

“Create a Home Inventory” is one of those pestering tasks you could go your whole life without doing, and get away with it. Until you don’t. Until there’s a flood, or a fire, or you’re the victim of a robbery. All unpleasant and unanticipated thoughts, but all possible.  And in times of such stress, how many of us would really remember all the valuable contents of our home?

Think of a home inventory as a record of the money you’ve spent; a tool that helps you recover the full value of your possessions if the unthinkable does happen. With inventory in hand, you can move faster to file a claim with your insurance company – speeding processing – and you’ll have a much better chance of maintaining your lifestyle after the disaster.

To get over the paralysis that often accompanies this chore, I recommend applying a technique called Minimum-Moderate-Maximum (handy for getting over all sorts of perfectionism). Basically, before tackling any overwhelming task you define three levels of effort: (minimum, moderate, maximum), and then determine which level is appropriate to the task at hand. To decide on your Home Inventory, consider three key factors: the amount of time you have, the estimated value of the items you own and your risk factors (e.g. home in a high crime area, on a flood plain, etc.)

Click here to see the breakdown of Julie’s Minimum-Moderate-Maximum technique on the BEYOND TODAY Blog


New York Times bestselling author Julie Morgenstern is an organizing and time-management expert, business productivity consultant and speaker. Her company, Julie Morgenstern Enterprises, is dedicated to using her philosophies and methods to provide a wide range of practical solutions that transform the way people and companies function.

One Response so far.

  1. avatar lebucher says:

    Interesting article.  I’ve photographed a few valuable items in my house, but never thought to create an entire inventory – something that no doubt would be useful in case of fire or major theft.

    I also like the minimum-moderate-maximum idea – I am often paralyzed due to feeling the need to do everything perfectly.